So How Did A Physical Therapist Become A Financial Service Professional?

My parents and I moved to the US in 2000. I was excited to start a career in Physical Therapy and build a life for myself that I can be proud of. As a Physical Therapist, I learned the many nuances of health care and health insurance coverage. My patients taught me a lot, among them was that illness does not discriminate among social status, wealth, age, gender, timing, etc and it can be financially devastating.  

Being an immigrant who wants to have a good life in America, I have always been interested in how to manage money, and the different ways to build assets. I met my husband, got married, had my daughter, and with the 2008 market recession and the investment losses we’ve had, I took a hard look at our family finances. I know I had to be knowledgeable in order to make the right decisions for our family moving forward and not repeat the mistakes I made. So I made it a priority to learn financial concepts, vehicles and investments. But my biggest concern was making sure my family will not suffer financially if something were to happen to me or my husband.  I have seen patients even in their 30s suffer an unexpected long term illness or disability which significantly lowered their quality of life and financial disposition.  I knew it would help to be prepared so I made it my goal to save as much as I can, which meant taking additional work outside of my main job as a home health PT. This led to tremendous stress and the loss of two pregnancies. I was undoubtedly at the lowest point in my life.

After the loss of my 24-week-old Liezl, I took a break and thought long and hard about how I wanted to live my life. With another baby on the way, I wanted to have the freedom from financial worries but also the time to take care of myself and my family. In other words, Time and Financial Freedom. I wondered if it was possible to have both.

God answered my prayers when I found out about the living benefits that will pay out a lump sum from the policy in a diagnosis of a severe illness like cancer, heart attack, stroke, and many more. I learned about real clients getting checks in hundreds of thousands of dollars from their policy upon a diagnosis. And I learned about their program for helping people build a business as independent agents. I found that not only that it gave me the solutions I was looking for, but it also allowed me to help other women who need them. And so I began my rewarding journey as a licensed agent, and I’m honored to serve clients gained through word or mouth referrals, all over the nation.